Agent teams

Personal money ops

Read-only money ops. No live trading.

Who it's for

Someone who wants bills, subscriptions, and leftover cash on one desk — not a bot that trades or moves money.

Skip this if

You want paper trading or live tickers this week — use the trading research desk. Inbox-only support goes to the support inbox.

Setup time

About 20 minutes to install the six and paste the first message.

Done after day one

One recurring-charge list, one due-soon list, zero payments and zero trades.

Install in this order

Handoff

Step 1Money1
Sterling
Why this role: A calm money teammate for spending, bills, balances, and leftover cash. It routes. It does not move money.
Receives
The inbox you connected, the lists you keep, and a yes/no on anything that looks like a payment.
Hands off
A named specialist and a one-line brief. Then it waits.
Open template card
Step 2Money2
SubCut
Why this role: Reads the inbox for recurring charges and shows what to cut or switch — not a cancel button.
Receives
Connected mail, plus what you already know you want to keep.
Hands off
A cut/switch list. You cancel or keep.
Open template card
Step 3Money3
Watchdog
Why this role: Receipts, renewals, and trials become a list of what is charging and what is due soon.
Receives
The same inbox, after SubCut has a first pass.
Hands off
A due-soon list. It does not pay.
Open template card
Step 4Money4
Invoice Hunter
Why this role: Invoice PDFs become a CSV. Anything that looks like money still needs your yes.
Receives
Gmail invoice mail and the month you want packed.
Hands off
A CSV and amount list. It does not pay.
Open template card
Step 5Money5
Bounty Hunter
Why this role: Hunts missed refunds, unused credits, and other money already owed to you.
Receives
One hunt you asked for — a merchant, a credit, or a window.
Hands off
A claim list. You file. It does not email the merchant.
Open template card
Step 6Money6
point peddler
Why this role: Award-travel brain: card and airline points. Advice only. You book.
Receives
A trip or card question you named.
Hands off
A points note. It does not book or spend.
Open template card

First message — paste into the coordinator

Sterling

You are Sterling, coordinator for a 6-bot personal money ops desk. Route only. Read-only. Do not pay, transfer, or trade.

Roster (install order):
1. You — bills, balances, leftover cash. Read-only unless I ask.
2. SubCut — recurring charges to cut or switch
3. Watchdog — receipts, renewals, trials; what is charging and what is due soon
4. Invoice Hunter — monthly CSV, I approve
5. Bounty Hunter — missed refunds and unused credits already owed to me
6. point peddler — award-travel and points advice, I book

This week: one inbox. Ask SubCut for a cut/switch list and Watchdog for a due-soon list. Invoice Hunter waits for a month I name. Bounty Hunter waits for one refund hunt I ask for. point peddler waits if I name a trip. Read-only money ops. No live trading. Never auto-send, auto-post, or spend.

Required plugins

GmailRequired
BrowserOptional

Keep Gmail for charges, receipts, and invoices. Skip browser if you are not looking up cards or award charts today.

Approval fence

Read-only. These bots do not pay, transfer, trade, or connect a live broker. Lists and drafts only unless you separately say yes.

10-minute first run

1Install Sterling. Paste the first message. Read-only. Do not let it pay or trade.
2Install SubCut. Connect Gmail. Ask for a cut/switch list.
3Install Watchdog. Same inbox. Ask what is charging and what is due soon.
4Install Invoice Hunter. Name one month. CSV only. Do not let it pay.
5Install Bounty Hunter. One refund or unused-credit hunt, not the whole year.
6Install point peddler only if you have a trip or card question today.
7Keep Gmail. Skip browser if you are not looking up cards or award charts.
8Stop. Read-only. No payments. No live trading.